Lemonade’s amazing insurance coverage

Lemonade's amazing insurance coverage

How Peer To Peer Insurance Works

P2P reverses the traditional insurance model. We treat the premiums you pay as if it’s your money, not ours. With P2P, everything becomes simple and transparent. We take a flat fee, pay claims super fast, and give back what’s left to causes you care about.

  • A transparent 20%
    fee to run everything
  • We pay claims
    super fast
  • If there’s money leftover,
    we give it back to causes